TERMS OF USE

Please read these terms of use carefully before using this website.

By using the Auto Clinch website (the "Website"), you agree to be bound by these Terms of Use, which govern your use of the Website and creates a binding agreement between you and Auto Clinch.

Your use of the Auto Clinch website constitutes your acknowledgement that you have read, understood, and agreed in full to these Terms of Use and our Privacy Policy. If you do not agree to any part of these Terms of Use and our Privacy Policy, then do not use the Auto Clinch Website.

Permitted Users

The Website may be used only by individuals who are located in Canada, are the age of majority in the jurisdiction in which they live, and possess the legal capacity to enter into binding agreements under applicable law.

Your profile may be deleted and these Terms of Use may be terminated without warning if we suspect that you are under the age requirement or that your use of this website or any of its associated services is in violation of our terms of use.

You may not use the Website if you do not accept and agree to these Terms of Use, if you have breached these Terms of Use, or if your permission to use the Website has been suspended or terminated by Auto Clinch.

Changes to these Terms of Use

These Terms of Use may be revised or updated by Auto Clinch at any time without notice. It is recommended that you review the Terms of Use periodically to ensure you are aware of any changes. Your continued use of the website constitutes your agreement to the revised terms.

Governing Law

These Terms of Use and all related matters are subject to and will be interpreted in accordance with the laws of the Province of Ontario, Canada and applicable federal laws of Canada. Any dispute related to the Website or these Terms of Use shall be subject to the exclusive jurisdiction of a court of competent authority located in the Province of Ontario.

Privacy

Auto Clinch values your privacy and is dedicated to safeguarding your personal information. By using this Website, you agree to our current Privacy Policy.

Our Services & Acknowledgement

Auto Clinch provides an online service which enables you to research and apply for auto loans, credit cards, personal loans, and other products or services provided by third parties.

By submitting an application or other credit product/service through this website, you consent to Auto Clinch and/or our third-party business affiliates collecting, using and/or disclosing the personal information that you provide to us to confirm your financial situation and your initial and ongoing eligibility for such credit products and services. Additionally, you agree to allow Auto Clinch and/or our third-party business affiliates to perform a credit check on you, based on the information you have provided.

To provide you with such products and services, you consent to being contacted by Auto Clinch and/or our third-party business affiliates via telephone, mail, email, text or any other digital communication. Additionally, you acknowledge that Auto Clinch and/or its third-party business affiliates may record all communication with them for quality assurance and training purposes.

Our service is free for you to use. We may receive a fee and/or commission from third-party affiliates for referring you to a loan or any other product/service.

Auto Clinch may use any reviews you submit online for its own promotional or staff training purposes.

The information provided on this website is intended for general informational purposes only and should not be construed as an endorsement by us of any particular product or service. The recommendations and lists provided on this website are meant to be informative and advisory in nature, and are not intended to be relied upon as a substitute for your own research and due diligence in selecting products or services that meet your individual needs.

We recommend that you seek independent professional advice if you have any doubts regarding the suitability, adequacy, or appropriateness of any product or service referred to on this website. It is entirely up to you to decide whether to obtain a product or service through this website, and we advise that you make an informed decision based on your individual needs and circumstances. Please note that we do not take responsibility for any consequences resulting from your decision to obtain or refrain from obtaining a product or service through this website.

Linked Sites

The Website may contain links to third-party websites or resources for your convenience or interest. The inclusion of these linked sites does not imply that Auto Clinch monitors or endorses these websites. These products and services are not provided by us, but instead provided by third-party websites over whom we have no control over. Linked sites are independent from Auto Clinch and we have no responsibility over any product, service, content, privacy policies, terms of use through a linked site, or the collection of your personal information through a linked site.

You acknowledge and agree that we are not liable, directly or indirectly, for any damage or loss that may result from your use of any linked sites, or any content, advertising, or products on or available from such linked sites. You should carefully review the terms and conditions and privacy policies of all linked sites that you visit.

If you decide to access any third-party websites or resources linked to or from the Website, you do so at your own risk. You are solely responsible for complying with the terms and conditions of use of any linked sites, and any transactions or dealings that you may have with third-party sites are solely between you and the third party.

Prohibited Activities

By agreeing to these Terms of Use and in compliance with all relevant laws, you are authorized to use the Website solely for your personal, lawful, and non-commercial use, utilizing the features and functionalities intentionally provided by the Website and in accordance with these Terms of Use and all applicable laws. Any use of the Website for any other purpose or in any other manner not expressly authorized herein is strictly prohibited.

• Intended Use: Users are not allowed to use the Website in any manner or for any purpose except as expressly permitted by these Terms of Use
• Violating laws: Users are prohibited from using the website or service to engage in illegal activities, such as fraud, hacking, or copyright infringement.
• Impersonation: Users are not allowed to impersonate others or misrepresent their identity in any way.
• Commercial Use: Users are not permitted to use the Website for a commercial or business purpose or on behalf of, or for the benefit of, any other person
• Harassment: Users are not allowed to use the website or service to harass, bully, threaten, or intimidate others.
• Misuse of data: Users are not allowed to collect, store, or use any data from the website or service for any purpose that is not explicitly permitted.
• Spamming: Users are prohibited from sending unsolicited messages or spam, or engaging in any other form of spamming.
• Violating intellectual property: Users are prohibited from infringing on any intellectual property rights, such as trademarks, copyrights, or patents.
• Disrupting the service: Users are prohibited from engaging in any activity that disrupts the service, security, functionality, operation or performance of the Website or any related computer system, network or data or interferes with other users' ability to use it.
• Reverse engineering: Users are not allowed to reverse engineer, decompile, or disassemble any part of the website or service.
• Software: Users are not allowed to use any automated software, process, program, robot, web crawler, spider, data mining, trawling or other 'screen scraping' software, process, program or system. and other automatic processes to monitor, copy, or access the service, website, or platform

Intellectual Property

All content and materials available on the Website, including but not limited to text, logos, design, interfaces, software, data, code, inventions, processes, and technology used to operate the Website, are the property of Auto Clinch and its licensors, and are protected by Canadian and international copyright, trademark, and other intellectual property laws.

You acknowledge and agree that all content and materials on the Website are the exclusive property of Auto Clinch and its licensors (whether registered or unregistered and including all rights to apply for registration), and you will not reproduce, distribute, modify, or create derivative works of such content and materials without the express written consent of Auto Clinch.

Limitation of Liability

You acknowledge and agree that the use of the website is at your own risk. Auto Clinch or any of its licensors, suppliers, and service providers, and each of their respective directors, officers, employees, shareholders, partners, contractors, or agents are not liable for any direct, indirect, incidental, special, consequential or punitive damages that may result from your use of the Website or any content, services, or products provided through the Website. This includes, but is not limited to, damages for loss of profits, data, or other intangible losses, even if we have been advised of the possibility of such damages.

We make no representations or warranties regarding the accuracy, reliability, or completeness of the content or materials on the website. We reserve the right to modify or discontinue the website, or any part of it, without notice at any time. We are not responsible for any errors or omissions in the content or materials on the website, or for any action or inaction taken in reliance on such content or materials. This limitation of liability applies to all claims, whether in contract, tort, or otherwise, and regardless of whether we have been advised of the possibility of such damages.

Changes & Termination

Auto Clinch may change, suspend, or terminate the Website at any time, without notice. The Website may be interrupted or unavailable occasionally, including for maintenance or due to causes beyond the control of Auto Clinch, all without notice or liability to you or any other person.

We may limit, suspend, or terminate your use of the website at any time, without notice, if you violate these terms of use, or if we determine, in our sole discretion, that your use of the website is detrimental to our business or to other users of the website. Upon termination of your use of the website, all provisions of these Terms of Use will continue to apply and be binding regarding your access to and use of the Website before termination and all related matters including any related dispute.

Warranty Disclaimer

Auto Clinch makes no representations or warranties of any kind, express or implied, as to the operation of this website, the information, content, materials, or products included on this site, or the availability or quality of any products or services offered by any third-party site.

Auto Clinch does not warrant that this site, its servers, or email sent from this site are free of viruses, spyware, malware, or other harmful components. Auto Clinch will not be liable for any damages of any kind arising from the use of this site, including, but not limited to, direct, indirect, incidental, punitive, and consequential damages.

Auto Clinch does not endorse, warrant, or guarantee any product or service offered by any third- party website, and will not be a party to or in any way responsible for monitoring any transaction between you and any third-party website.

All content, products, and services provided on this website are provided "as is" and "as available" and “with all faults” basis. Auto Clinch makes no representations or warranties of any kind, either express or implied, as to the operation of this site or the information, content, materials, or products included on this site.

To the full extent permissible by applicable law, Auto Clinch disclaims all warranties, express or implied, including but not limited to, implied warranties of merchantability and fitness for a particular purpose. Auto Clinch does not represent or warrant that this website or the materials will meet your requirements.

By using this site, you agree that Auto Clinch or our licensors will not be liable for any damages arising from the use of this site, or from any products or services offered by any third-party website.

General

By using this website, you acknowledge that you have read and understood these Terms of Use, and that you agree to be bound by them. These Terms of Use constitute the entire agreement between you and Auto Clinch, and supersede all prior agreements and understandings. These Terms of Use shall be governed by the laws of Province of Ontario, Canada and applicable federal laws of Canada.

Auto Clinch's failure to insist upon or enforce strict performance of any provision of these Terms of Use shall not be construed as a waiver of any provision or right.

Both parties have requested that these Terms of Use and all related documents be written in English. Les parties ont demandé que cette convention ainsi que tous les documents qui s’y rattachent soient en anglais. We may provide translations of certain content for your convenience, but in the event of any conflict or inconsistency between the English version and a translated version, the English version will prevail and govern

For any questions or comments about these Terms of Use, please contact us via email at info@autoclinch.ca